Delay and Apply Configurations
The " Delay" and "Apply" configurations work together to simulate each income, expense, asset or liability item.
| Delay | Indicates when the item should commence, either now (e.g. 0 years ) or only after a certain X years. |
| Apply | Indicates if the increment rate (e.g. compound 3%) should be applied now, or in the future. "from now" - The increment will apply from now. This means that the inputted cash flow amount or the net worth amount is a Present Value. "after delay" - The increment will apply only after the delay. This means that the inputted cash flow amount or the net worth amount is a Future Value. |
If "Delay" is 0 years, then "Apply" has no effect at all.
Using the above Sample Expense as an example:
- If "Apply" is set as "from now", then this expense item will be simulated to commence 1 year later, starting at $1,030, follow by $1,060.90, etc... (i.e the $1,000 is a present value).
- If "Apply" is set as "after delay" instead, then this expense item will be simulated to commence 1 year later, starting at $1,000, follow by $1,030, etc... (i.e. the $1,000 is a future value).