How do I add a substitute beneficiary in my Will?

Substitute beneficiaries are also considered beneficiaries of the Will. Hence, they and their spouse CANNOT be witnesses to the Will.

You can also choose to give a person (substitute beneficiary) the assets only if the "primary beneficiary" is dead. In this example, if the "primary beneficiary" dies, everything he is entitled to receive shall be redistributed to your substitute beneficiary(s).

If you want to apply this clause to only a specific asset(s) the "primary beneficiary" is entitled to receive [e.g. this specific asset(s) shall be redistributed to your substitute beneficiary(s) ], check out this article instead.

In the " Select Clauses" tab, toggle on "Other Instructions" and key in the following (please fill in the relevant details accordingly):

If my {Relationship}, {Name}, {Identification Number/details}, dies before me, the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed to my {Relationship}, {Name}, {Identification Number/details}.

If you want to redistribute to multiple substitute beneficiaries, you can use the following clause instead:

If my {Relationship}, {Name}, {Identification Number/details}, dies before me, the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed in the following manner:
- XX% to my {Relationship}, {Name}, {Identification Number/details}; and
- XX% to my {Relationship}, {Name}, {Identification Number/details}.

If you want to redistribute to a substitute beneficiary if multiple "primary beneficiaries" are dead, you can use the following clause instead:

If ALL of the following beneficiaries: 
- my {Relationship}, {Name}, {Identification Number/details}; and
- my {Relationship}, {Name}, {Identification Number/details}; and
- my {Relationship}, {Name}, {Identification Number/details};
die before me, the share of my estate which they would otherwise be entitled to receive under this Will shall be redistributed to my {Relationship}, {Name}, {Identification Number/details}.

If you want to redistribute to multiple substitute beneficiaries if multiple "primary beneficiaries" are dead, you can use the following clause instead:

If ALL of the following beneficiary(s):
- my {Relationship}, {Name}, {Identification Number/details}; and
- my {Relationship}, {Name}, {Identification Number/details}; and
- my {Relationship}, {Name}, {Identification Number/details};
die before me, the share of my estate which they would otherwise be entitled to receive under this Will shall be redistributed in the following manner:
- XX% to my {Relationship}, {Name}, {Identification Number/details}; and
- XX% to my {Relationship}, {Name}, {Identification Number/details}.

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