My ______ has died. How do I access/distribute his/her assets?

Before anything, let us as a company give you our most sincere condolences.

There are other related matters apart from assets, which you can find out more information from NEA's website.

Specifically on assets; 
" When a loved one passes away, they leave behind their estate. This includes their money and property (such as cash, real estate, financial securities, possessions and other assets), as well as their liabilities (such as debts).

Estates must be administered and distributed in accordance with the law. Probate and administration is the legal process of appointing someone to manage the deceased’s estate. The Family Courts and the Family Division of the High Court hear probate and administration applications." --  Singapore Courts website -- Probate & Administration.
  1. If he/she died without a will, to access the deceased assets you will need a Letter of Administration. With it, the Administrator can then proceed to the respective institutions withholding the assets.
  2. If he/she has a will, to access the deceased assets you will need a Grant of Probate. With it, the Executor then proceed to the respective institutions withholding the assets.


While it is possible to apply for the Grant of Probate / Letter of Administration without a lawyer, due to the intricacies involved, for convenience people typically choose to do so with one. If you require a lawyer, please use the Consult Lawyer function in our platform and a lawyer will get in touch with you.

You can also find a summary of the process in the Probate & Administration Toolkit from the Singapore Courts website.

For insurance polices, a death claim may be paid to the trustee, nominee, executor, administrator or “Proper Claimant” as defined by the Insurance Act. For payments to a Proper Claimant, the insurer may pay up to the first $150,000 and any remaining amount will be paid to the administrator / executor of your estate. Please contact your Financial Adviser or the related Insurer if you require more details.

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