How do I redistribute the assets allocated to my beneficiaries to their respective surviving children if they pass away before me?
In this case, we should account for the scenario where a beneficiary passes away without children. Their share will then be redistributed among the remaining beneficiaries who are either alive or have passed away but have surviving children.
Under Select Clauses >> Other Instructions, key in the following:
If any of the following beneficiary(s):
- my {Relationship}, {Name 1}, {Identification Number/details};
- my {Relationship}, {Name 2}, {Identification Number/details};
- my {Relationship}, {Name 3}, {Identification Number/details};
dies before me, without leaving behind any surviving children at the point of my demise, the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed equally amongst the other remaining listed beneficiary(s) in this paragraph [i.e. {Name 1}; {Name 2}; {Name 3}] who are either alive at the point of my demise or have died but have left behind surviving children at the point of my demise.
If any of the aforementioned beneficiary(s) [i.e. {Name 1}; {Name 2}; {Name 3}] dies before me, leaving behind surviving children at the point of my demise, the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed EQUALLY amongst his/her surviving children.
However, should the redistribution depend on a combination of whether the beneficiary who passed away is leaving behind surviving spouse and/or surviving children, then the clauses will need to consider 4 different scenarios.
Here's an example of the 4 scenarios and what you can key in under "Other Instructions":
| Surviving spouse | Surviving children | Redistribution of the deceased beneficiary's share |
| No | No | Redistributed equally amongst the other remaining listed beneficiaries who are either alive or have died but left behind a surviving spouse and/or children |
| Yes | Yes | 50% to deceased's spouse 50% equally amongst deceased's surviving children |
| Yes | No | 100% to deceased's spouse |
| No | Yes | 100% equally amongst deceased's surviving children |
If any of the following listed beneficiary(s):
- my {Relationship}, {Name 1}, {Identification Number/details};
- my {Relationship}, {Name 2}, {Identification Number/details};
- my {Relationship}, {Name 3}, {Identification Number/details};
dies before me, leaving behind no surviving spouse and also no surviving children at the point of my demise, the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed equally amongst the other remaining listed beneficiaries in this paragraph [i.e. {Name 1}; {Name 2}; {Name 3}] who are either alive at the point of my demise or have died but have left behind a surviving spouse and/or surviving children at the point of my demise.
If any of the aforementioned beneficiary(s) [i.e. {Name 1}; {Name 2}; {Name 3}] dies before me leaving behind:
a) a surviving spouse and surviving children at the point of my demise, then the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed in the following manner:
- 50% to his/her surviving spouse,
- 50% to be distributed EQUALLY amongst his/her surviving children;
or
b) a surviving spouse but no surviving children at the point of my demise, then the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed to his/her surviving spouse;
or
c) surviving children but no surviving spouse at the point of my demise, then the share of my estate which he/she would otherwise be entitled to receive under this Will shall be redistributed EQUALLY amongst his/her surviving children.