What happens if some or all of my beneficiaries in my Will die before me?

Specifically for getArrange.com in the "Select Clauses" tab you would have selected one of two choices:

If you choose " Still be given to him / her", it will contribute to his / her estate which will be distributed according to his / her Will. (or based on his / her circumstance under Singapore's Intestacy Laws if he/she does not have a Will)

If you choose " Redistribute as Residual Assets", if any beneficiaries die before the testator, his/her/their share shall redistribute proportionately (to the surviving "residual" beneficiaries) as per the percentage in the Allocate Residual Assets section in the Allocate Assets tab. Take the below distribution as an example:

In the event where Lisa Lim dies before the Testator, the funds in the OCBC bank account will be redistributed 50% to Alan Ng, 25% to Yvonne Tan, 25% to Ben Tan.

In the event where Ben Tan, dies before the Testator, his share (which includes 100% of the Super Insurer Insurance Plan, 25% of the residual assets [i.e. the HDB along with any assets not listed above and future assets]) shall be redistributed proportionately between the daughter Yvonne Tan and the friend, Alan Ng (i.e. Alan gets 2/3 while Yvonne 1/3).

You can also specifically give the person's share to another person instead of distributing through Residual Assets using Substitute Beneficiary(s).

In the event where the Testator chose "Redistribute as Residual Assets" and all the intended beneficiary(s) dies before the Testator, unless otherwise specified, the assets will be distributed as per Intestate Succession Act. You can also specify to give to someone else / some other organization under "Other Instructions" in the Select Clauses tab.

It is generally recommended that rather than planning an excessive multiple layers of contingencies which may end up complicating things rather than helping, you should just update your Will as and when needed (e.g. when the beneficiary dies). And this is also precisely the reason why getArrange.com exists, to make quality Wills affordable for the masses.

Traditional will writing can be extremely inconvenient and unreasonably expensive, making people either have a will as late as possible or one that is overly complicated. Neither over-complication nor the illusion of a divine ability to foresee your death are feasible methodologies.

You should see your Will as a plan for your loved ones after your death, have one early and one based on your situation now. As circumstances change, so should your plan adapt accordingly. This is why here at getArrange.com we work so hard to deliver quality Wills at affordable prices.